Required Minimum Distributions

Based on the information you provided, the estimated required minimum distribution is shown below.

Required minimum distributions generally must begin no later than April 1 of the year following the year in which you turn 73 (for individuals who reach age 72 after December 31, 2022). If you attained age 72 in 2022 or earlier, you are already required to take annual RMDs. RMDs must be taken by December 31 of each year thereafter.

This calculator uses the factors from the IRS's Uniform Lifetime Table. If your spouse is your sole beneficiary and is more than 10 years younger than you, an alternate calculation, which may result in lower RMD amounts, should be used.

This chart shows the portion of your account(s) that you would be required to withdraw this year based on the information you provided.

Required Minimum Distribution

This calculator is intended only to provide an estimate of your RMD. Your actual RMD may be affected by additional factors, including but not limited to the type of retirement plan and whether you are retired, that can affect your actual RMD.